While Medicare was never designed to pay all health care costs, a Congressional study reveals that people age 65 and over pay nearly one-fifth of those costs out of their own pockets.* With increasing deductibles, copayments and other out of pocket costs, having a Retiree Medical plan is more important than ever.

This plan picks up where Medicare leaves off providing comprehensive benefits for hospital care and services and skilled nursing care. With the Retiree Medical plan you have the freedom to choose your own doctors and hospitals.

Plan Highlights

• Freedom of Choice of Care - No Network or Referrals Necessary
• No Claim Forms - Medicare Submits Directly to the Carrier
• Prescription Drug Benefits

* Medicare Payment Advisory Commission, Report to the U.S. Congress: Medicare Payment Policy. March 2000.